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The longer and more random your password is, the less likely that either of these guessing techniques will find it.When an attacker steals the password database for a site that you use (like Linked In or Yahoo), there’s nothing you can do but change your password for that site.As long as someone can’t log into your account, they can’t read your email or transfer money out of your bank account.As we live our lives online, how should we protect our logins?And because you only have to remember one master password, you can make it extra strong.So in general, it’s much more likely that you’ll have an account breached due to not using a password manager (e.g., a weak or re-used password) than that someone will both steal the your password manager’s database and guess the master password.
Web sites use login procedures to protect those valuable things.
That’s bad, but the damage can be much worse if you’ve re-used that password with other websites — then the attacker can access your accounts on those sites as well.
To keep the damage contained, always use different passwords for different websites.
You do take on some risk by using one of these password managers, since they create a database that has all your passwords in it.
However, all reputable password managers encrypt their databases with a “master password.” The master password is safer from theft than normal passwords: Because it never gets sent to a server (just used on your computer to encrypt the database), an attacker has to break into your computer in particular, rather than a server where he can harvest millions of accounts.
Instead of taking action on what someone sent you, visit the site directly. The secret to preventing guessing, theft or password reset is a whole lot of randomness.