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(See Multiple Chase cards)Booking a trip on two airlines has risks -- If you found a great deal from another city to a vacation destination, be sure to pad layover time to avoid missed flights and lost money or points ...

(See Booking separate flights)When you should use points for business or first-class flights -- If you like luxury, upgrades might be worth the points.

(See Reward travel )How to transfer reward points to airlines -- If you have general reward points through a credit card, it's a simple process to transfer them to a partner airline for a free flight ...

(See Transferring reward points)Your Priority Pass membership now offers more -- If you receive Priority Pass membership from one of your high-end credit cards, you can now dine at some restaurants and stay in hourly hotels for free ...

(See Favorite card)Is it better to call when booking complicated reward travel?

-- If you're trying to book a complicated trip with points, it may pay to call but it won't always reap the rewards you're hoping ...

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(See Points for upgrades)Do all purchases count when building rewards?

Take some safety precautions to make sure you don't lose what you've earned ...

(See Stolen card rewards)Which reward is better: cash back or travel? )When you can and can't transfer points -- If you have points across various loyalty programs, there are few options to transfer ...

(See Economy fare perks)What do I do if my credit card rewards are stolen?

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-- Thieves don't just target your credit line, but they can also get to your rewards.

Tony Mecia writes the "Cashing In" column for Credit, answering a question every week about credit card rewards. In addition to writing "Cashing In" columns and articles for Credit, Mecia writes for a variety of trade and general-interest publications and companies.

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